According to Kalamoi, he secured a loan of Shillings 2 million from Bayport Financial Services in November 2013. He was expected to service the loan within 5 years (60 months) ending November 2018. According to Kalamoi, the financial firm was expected to deduct Shillings 104,000 from his monthly salary of Shillings 480,000 until October 2018.
