Lard or the pig fat is crucial during saponification process where chemicals like sodium or potassium salts mix with fatty acids to form soap. Vegetable oils and animal fats are the traditional materials that are saponified.
It has been realized that most small businesses had been operating on loans secured from micro finance and money lending institutions within their localities.
They are supposed to be remitting payments back to the institutions who had given money whether the business is running or not.